Borrow For Tomorrow.
Home & Investment Loans
Commercial & Business Loans
Equipment & Vehicle Loans
Car & Personal Loans
Private & Short-Term Loans
We give you access to the best loans in the market.
Book a FREE Finance Review to get started!
Finance Review
🥳 Celebrating 20 years of Smarter Finance & Wealth Creation! 🎉
👉 Reprice, Refinance or Rejig your loans and save thousands - Learn More
Finance Brokers + a lot more...
From home owners and property investors, to first time buyers and small business owners, we're passionate about helping people achieve their finance & wealth goals - as soon as possible.
With over 40 lenders and hundreds of products, we’ll make sure you get the best deal going!
Home Loans from only 5.88% [6.07%cr]
Buying a new home, investment property or refinancing? We'll make sure you get the cheapest rate!
Get started today by requesting a FREE Finance Review or by calling 08 8451 1500
BROKERS YOU CAN COUNT ON
20+
Years Experience
Over 20 years of experience in the finance broking industry.
40+
Lenders
Access to the biggest and best lenders in Australia.
1000+
Loan Products
Loan products to suit every person and situation.
100%
Satisfaction
Your complete satisfaction guaranteed or we'll pay you!
Get access to the best loans in the market.
Refinance your home and investment loans to a better rate and save big bucks!
Get started today by requesting a FREE Finance Review or by calling 08 8451 1500
REVIEW, REFINANCE & REJOICE!
Request a FREE Finance Review or call 08 8451 1500 with the details of your current home, investment and other loans.
We'll assess your situation and tell you whether you could save a significant amount of money switching lenders, or whether what you have in place is ok and doesn’t need changing.
You’ve got nothing to lose and everything to gain! Even a small reduction in your interest rate can make a huge difference - in fact, paying just 0.50% less on a $500,000 home loan will save you over $50,000 in interest over the life of the loan.
In addition to getting you a great rate, we’ll also discuss with you a range of debt reduction strategies you can use to pay off your mortgage in record time and save even more interest.
We can also provide you with a free bank valuation of your home so you can see exactly how much it is worth in today’s market!
REVIEW
Complete our FREE Finance Review form OR call 08 8451 1500 with the details of your current loans.
REFINANCE
We’ll assess your details, choose the best lender, submit your application and get your new loan approved fast!
REJOICE!
Save thousands in interest over the life of your loan! It’s all about improving your bottom line, not the banks.
FREE Property Investment eBook.
Learn how to eliminate bad debt and build a passive income of $83,200+ per year with only 4 average-priced properties! [*REVISED & UPDATED]
The Smarter Finance & Wealth Creation Guide contains everything you need to know about getting out of ‘bad’ debt and building a passive retirement income.
THE BEST RATES
You could be paying way too much on your home and other loans!
As Finance Brokers we have access to over 40 lenders and countless loan products and can assist with all types of finance including; home loans, investment loans, commercial loans, business loans, equipment loans, car loans, personal loans and short term loans.
Whether you’re looking to purchase a home or investment property, or are thinking of refinancing, consolidating debt, or even freeing up some equity for renovation or future investment, we can help you access the very best deals in the market.
HOME & INVESTMENT LOAN RATES
If you’re looking to purchase a home or investment property, or are thinking of refinancing, consolidating debt, or even freeing up some equity for renovation or future investment.
| PRODUCT | INTEREST RATE | COMPARISION RATE |
|---|---|---|
| Variable OO | 5.88% | 6.07% |
| Variable INV | 6.14% | 6.15% |
| 1yr Fixed | 5.84% | 6.03% |
| 2yr Fixed | 5.54% | 5.95% |
| 3yr Fixed | 5.39% | 6.19% |
| 4yr Fixed | 5.49% | 6.19% |
| 5yr Fixed | 5.49% | 6.20% |
NOTE: Full doc and low doc options, principal & interest or interest only repayments and LVRs up to 95% for owner occupiers are available. Ask us about our special first home buyer deals! For more info and to calculate how much you could save on your home or investment loan by refinancing see our loan calculator below.
VEHICLE & EQUIPMENT LOANS RATES
If you're looking to purchase a new or used car for personal use or need to upgrade a vehicle or purchase new equipment for your business.
| PRODUCT | INTEREST RATE | COMPARISION RATE |
|---|---|---|
| Commercial Chattel Mortgage | 6.29% | 6.72% |
| Consumer Vehicle Loan | 6.75% | 6.75% |
NOTE: Full and low doc options, balloon payments and 5 year loan terms available. We can also arrange novated leases and finance leases. For more info call 08 8451 1500 or visit our car loan website xpresscarloans.com.au
PERSONAL LOAN RATES
If you're looking to consolidate your debts into one easy-to-manage personal loan or just need some extra funds.
| PRODUCT | INTEREST RATE | COMPARISION RATE |
|---|---|---|
| Secured Personal Loan | 6.75% | 6.75% |
| Unsecured Personal Loan | 6.95% | 6.95% |
NOTE: Use for debt consolidation, travel, renovation, medical expenses, funeral, wedding and more. Rates are fixed for the life of the loan, loan terms from 1-7 years. For more info call 08 8451 1500 or visit our personal loan website xpresspersonalloans.com.au
SENIOR LOAN RATES
If you're 60 or over and own your home and want to enjoy a better retirement - we can help you access the built up equity with a reverse mortgage with no repayments to make ever!
| PRODUCT | INTEREST RATE | COMPARISION RATE |
|---|---|---|
| Standard Reverse Mortgage | 9.50% | 9.61% |
| Aged Care Option | 9.75% | 9.92% |
NOTE: Use for home improvements, motor vehicle purchase, in-home care, debt consolidation, medical expenses, other living expenses, travel & holidays and more. Release up to 50% of your equity as a lump sum or income payments. All loans include negative equity protection. For more info call 08 8451 1500 or visit our reverse mortgage website xpressseniorloans.com.au
UNSECURED BUSINESS LOAN RATES
If you're looking for an unsecured business loan from $5,000 - $500,000 with approval and funding in 24 hours. All you need is an ABN and 6 months bank statements to apply.
| PRODUCT | INTEREST RATE | COMPARISION RATE |
|---|---|---|
| Business Term Loan | 7.90%* | *Simple Rate |
| Business Line of Credit | 19.99%^ | ^APR Rate |
NOTE: Use for payment of wages or suppliers, a new marketing campaign, BAS or ATO obligations, to purchase stock or invest in new equipment and more. Loan terms from 3-36 months or get ongoing access to funds with a business line of credit . For more info call 08 8451 1500 or visit our business loan website xpressbusinessloans.com.au
COMMERCIAL LOAN RATES
If you're looking to purchase or refinance a commercial property or business.
| PRODUCT | INTEREST RATE | COMPARISION RATE |
|---|---|---|
| Commercial Loan | TBA | TBA |
NOTE: Commercial loan rates will be advised following tender process with the lenders. Interest rates vary depending on a number of factors, including the information you provide us and the lenders assessment of your application. All applications are subject to lending and approval criteria. If approved, your actual interest rate will be confirmed in your loan contract.
PRIVATE & SHORT TERM LOAN RATES
If you're looking to access funds quickly as a stopgap or if you are unable to obtain traditional bank finance. Funds are lent based on the security of assets you hold.
| PRODUCT | INTEREST RATE | COMPARISION RATE |
|---|---|---|
| Registered Second Mortgage | TBA | TBA |
| Caveat Loan | TBA | TBA |
| Short Term Loan | TBA | TBA |
NOTE: Loan rates will be advised following tender process with the lenders. Interest rates vary depending on a number of factors, including the information you provide us and the lenders assessment of your application. All applications are subject to lending and approval criteria. If approved, your actual interest rate will be confirmed in your loan contract.
We’re always on the hunt for the very best home loan deals in the market! Here’s what we have for you today;
5.88%
Variable Home Loan Rate
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6.07%
Comparison Rate
Next RBA Monetary Policy Decision...
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days
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hours
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4.35%
Cash Rate Target
2.80%
Inflation Rate
Terms, conditions, fees and charges apply. Interest rates may vary depending on a number of factors, including the information you provide and the lenders assessment of your application. All applications are subject to lending and approval criteria. * Comparison rates are based on: Home Loans - loan of $150,000 over a 25 year term; Car & Personal Loans - loan of $30,000 over a 5 year term. WARNING: These comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*NEW TOOL*
Track Your Interest Rates In Real-Time!
Find out if you’re on the best possible rate with your lender; track your mortgage rates in real time; automatically send reprice requests to your lender if your rates become uncompetitive!
NOTE: Sherlok's RateTraker is completely FREE to use and is available to anyone that requests an invite. You do not need to be an Urbantech Finance client and there is no obligation to use our services.
Helping you borrow for tomorrow.
Our clients range from experienced property investors & developers to first time home buyers - it’s not where you’re at, but where you’re going that’s important to us!
Get started today by requesting a FREE Finance Review or by calling 08 8451 1500
As seen on...
CONTACT US
Book a Review!
As your trusted Finance Broker will provide you with the knowledge, tools and support to make better and more profitable decisions - we call it 'smarter finance & wealth creation'.
Get started today by requesting a FREE Finance Review or by calling 08 8451 1500
Visit us
231 South Road, Mile End SA
Call us
08 8451 1500
Email us
info@urbantechfinance.com.au
WHAT OTHERS SAY
"Seriously, thanks again for your help! You had great knowledge and always quick to respond. Will definitely be recommending you if anyone I know is looking for a house. You made the whole process so much easier!"
"After speaking with another broker we were concerned that we wouldn’t be able to renovate our house. They said we could only borrow enough money to settle our property. We were so worried... Then came Urbantech! They helped us to refinance our home at a better interest rate as well as free up thousands of dollars for our renovation, only months after we had first purchased it. It was just awesome!”
"Thanks for being proactive in setting up my 2 new loans this year. You are my 5th mortgage broker and I’m finally happy to find a great team I can work with!"
“We were grinning all night at the opportunities discussed and can’t thank you enough for your advice and time. We really feel that we are going somewhere – already! – and that’s exciting”
“We both just wanted to say thank you so much for all your work. It was very stress less and just really great working with you – everything went very smoothly and buying a house wasn’t as stressful as we first thought it was going to be. Thank you also for the hamper that you sent us. Very kind of you and your office!! We have been thoroughly enjoying it. Take care and we’re looking forward to working with you in the future.”
"I had used numerous brokers before and was never happy with the result. I felt they were all in it for themselves and always over promised and under delivered. Urbantech was a breath of fresh air, just brilliant. Their inside knowledge of property investment and finance helped us to overcome some complex hurdles. I had just finished renovating my house and wanted to refinance to release some of my equity. You guys were able to refinance my house against a very high valuation and at an interest rate that was considerably cheaper, saving me thousands!”
“We approached Urbantech to find the best home loan for us. We found our broker Lia to be thorough, organised and honest when it came to discussing our business. Lia wasn’t interested in finding the right deal for herself but for her clients. We both would highly recommend Urbantech to others seeking loan advice”
“Marc and I would just like to thank you for your ongoing support and patience with us while buying our first house, it has been an exciting time! Looking forward to many more years with Urbantech”
"Thank you so very much for all you have done for Mat and myself to make the whole house buying nightmare a smooth and enjoyable process. Thanks again!"
“What a refreshing change to find someone that actually understands finance and can help us with our investment plans. We had an idea of what we wanted to do but Urbantech was able to make it happen. We have found you to be both professional and knowledgeable whilst remaining friendly and efficient. A big thanks to the team at Urbantech”